AA landlord insurance UK

This is a specialist page for AA landlord insurance. Disclaimer The following details are not an endorsment of AA landlord insurance; we encourage you to shop around before you choose your landlord insurance provider.

It's easy to get a landlords' insurance policy online. Simply tell the AA about your properties and we'll find you quotes to compare.

The AA Landlords' insurance key benefits

• Buildings insurance with a wide range of benefits
• Landlord's contents insurance – up to £10,000 available
• Accidental damage – optional cover available with our landlord insurance package
• Loss of rent insurance – included as standard with your landlord insurance policy
• Employers' liability cover up to £10 million
• Legal protection cover – up to £50,000 included
• Damage cover for landscaped gardens up to £25,000
• Replacement locks cover of up to £2,500 included

Landlord insurance – frequently asked questions

Why do I need landlord insurance?

Landlords' insurance enables you to insure the property you own and to meet the liabilities and risks you face in renting property to tenants.

Does landlord insurance differ from home insurance?

Yes, landlord insurance, or property to let insurance, is different from standard home insurance.

Landlords' insurance includes landlord's contents cover and liability cover which is not included in a standard home insurance policy. It is essential that you have cover for your liability to your tenants.

Can I insure more than one property with a landlord insurance policy?

Yes, the cover the AA offer allows you to insure multiple buy to let properties, saving you time and effort.

Can I purchase landlord insurance online?

Yes, tell the AA about your properties and they will find you competitive quotes from leading insurers.

Do I need landlords contents insurance if I let part-furnished properties?

No, items such as carpets, curtains / blinds and domestic appliances are automatically included within the definition of 'buildings' in our landlord's policies and there is no need to arrange separate landlord's contents insurance in these circumstances.

Why do I need employers' liability insurance?

If you employ staff in your business you will need employers' liability insurance. Employers' liability insurance is compulsory under UK law for businesses with employees.

What is employers' liability?

Employers' liability is a legal liability to pay damages as a consequence of injury, illness or disease sustained by any employee at work. Employers' liability insurance covers the cost of paying damages awarded to an employee who has made a claim against you as an employer.

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