Legal & General Home insurance UK

This is a specialist page for Legal & General home insurance. Disclaimer The following details are not an endorsment of Legal & General home insurance; we encourage you to shop around before you choose your home insurance provider.

Legal and General Home Insurance

Legal & General say: ...

Legal & General Home Insurance is a straightforward way for customers to cover their home and prized possessions. It takes just a few minutes to get a quote online and customers can tailor the policy to meet their needs.
With our home insurance, we pride ourselves in offering excellent cover and service as well as great value. That's why we were named 'Best Home Insurance Provider' at the Personal Finance Awards 2008.

Contents calculator

We also have a useful interactive tool on our website to help customers work out the value of all their possessions. Our 3D contents calculator has been nominated for a number of web content awards as it’s an innovative way of bringing insurance to life. Instead of the usual form to fill in, it provides an interactive fly through of a typical home. Try it out here www.legalandgeneral.com/contentscalculator

Saving money can often mean cutting back on quality - but that's not the case with Legal & General Home Insurance. That’s why they were awarded ‘Best Home Insurance Provider’ at the Personal Finance Awards November 2008.
You can save up to 43% off their standard rates online. If you want to save even more, you can select a higher excess – that’s the amount you’d pay towards any claim. Choose a higher excess and Legal & General will give you a significant saving on your premium.
As well as great savings, they provide quality cover and excellent service. From the big things like fire, flood and theft, right down to your freezer contents and downloaded music files, you can rest assured it's covered.
You can also tailor your cover for extra peace of mind – with optional extras such as accidental damage, legal protection and personal possessions cover.
Here's just some of the things that are included as standard with their buildings and contents insurance:

• Home emergency – provides cover up to £150 to make your home safe after an emergency like a burst pipe or a break in
  
• Alternative accommodation provided should you need to move out of your home temporarily because of an insured event, like a fire (limits apply)
  
• Your contents sum insured is automatically increased by 10% one month before and after special events like Christmas or a wedding
• Includes credit card cover, it you suffer a loss from credit card fraud – up to £5,000
  
• 24-hour helplines for domestic emergencies and legal help
  
• Contents temporarily removed from your home. For example, this would cover students' belongings while they are living away from home – up to 15% of contents sum insured (min £7,000)
  
• Replacement locks and keys if your keys are stolen – up to £750
  
• They even cover your freezer contents – up to £1,000

Important Information
Please note that home insurance is designed to cover certain unforeseen events and doesn’t cover everything. It does not cover things like general wear and tear or damage that happens gradually over a period of time. There is also an excess on each claim.
More Information

For more information on why you should chose Legal and General Home Insurance and its target audience please visit the Legal & General Marketing portal

Online discount	15% (for first year only)
No claims discount	Up to 20% discount for three or more years claim free insurance
Pay monthly available	Yes - APR 16.6%
Home emergency cover - buildings	Up to £150
Contents temporarily removed from home cover	Up to 15% of contents sum insured (min £7,000)
Personal money in the home	Up to £500
Credit card cover - if you suffer a loss from credit card fraud	Up to £5,000
Cover for downloaded computer files	Limits apply
Freezer contents cover	Up to £1,000
Standard excess	£100
Escape of water excess	£25
Subsidence excess - buildings	£1,000
Max bedrooms	5
Buildings sum insured	£800,000
Contents sum insured	£40,000 - £60,000
24-hour helplines for domestic emergencies and legal help.	Yes

To get an instant quote for your home insurance from Legal & General follow the link above. You can then return to this page and compare the quote you get with other quotes offered by the other insurance sites listed in our Price Survey. This is a regular survey of the main online insurance sites in the UK to see which ones are cheapest. It shows most of the sites you might want to visit for a cheap home insurance policy in the UK. The sites included offer a good selection of the rates generally available and are easy enough to use. Some are big household name insurance companies such as DirectLine and Norwich Union, while others are small dedicated online insurance specialists or online offerings from existing intermediaries.