More Than insurance UK

This is a specialist page for More Than home insurance. Disclaimer The following details are not an endorsment of More Than home insurance; we encourage you to shop around before you choose your home insurance provider.

More Than home insurance

More Than say () ...


More Than is an online brand of Royal SunAlliance, the second largest insurance company in Britain . The cost of your contents insurance will be reduced if you:

• have good home security
  
• have a burglar alarm
  
• belong to a registered Neighbourhood Watch scheme
  

You'll also pay less if you combine your buildings and contents insurance within the same policy

More Than offer buildings insurance and / or contents insurance and optional additional cover

Product Features and Benefits:

• FREE contents cover when you buy Buildings Insurance. And, if you stay-claim free you'll get FREE contents cover for the life of your policy
• 20% discount if you buy online (owner occupiers only)
• Covers all your possessions while they are in your home and garden (including any garages, sheds or outbuildings at the same address)
• Reassurance of up to £75,000 Contents cover - as standard
• 'New for old'replacement of damaged or stolen goods - many delivered direct to your door
• Basic Accidental Damage cover automatically included - for accidental damage to items such as your TV, music & entertainment systems, PCs, DVD player and including items such as ceramic hobs and glass top furniture

Buildings Cover:

More Than say () ...

• Reassurance of up to £400,000 buildings cover with an option of £750,000 buildings cover - making sure customers don't pay for cover they don't need
• This cover provides protection against storm, flood, fire and subsidence for the structure of your home, as well as the full rebuilding cost of your home including architects and surveyor fees
• Buildings cover includes fixed kitchen units, bathrooms, plumbing, patios, walls and fences
• Major repairs carry a MORE TH>N 'Repairs Guarantee' from our approved contractor network

Home Contents Cover:

More Than say () ...

• This covers your belongings such as;

• Free-standing Fridges and Cookers,
• Sofas,
• Carpets,
• Ornaments,
• Music & Entertainment systems,
• PCs and DVD players,
• and more personal items such as Watches and Jewellery

• Cover is against theft, fire, water-damage and flood
• Option to upgrade cover to include accidental loss or damage in the Home (full AD cover)
• Option to upgrade cover to include "contents away from the Home cover"(away)
• £1,500 single item limit - items other than carpets, curtains and furniture worth over this limit will need to be declared individually
• This again makes sure customers don't pay for cover they don't need

Additional cover

More Than say () ...
... ... ... ...

You can also tailor your policy to suit your exact needs. You can choose to add any of the following additional cover options to your standard home insurance:

Cover	Benefit
Full accidental damage cover	Further protection from frequent household accidents e.g. cigarette burns, broken ornaments, pet damage
Personal possessions cover e.g. cameras, watches, jewellery that you often take out of the home	Covered up to £1,500 if lost or stolen anywhere in the UK or if abroad for up to 60 days
Credit cards and cash	Covered up to £500 and £250 if lost or stolen
Freezer contents	Covered up to £150 in case of breakdown or power cut
Pedal Cycles	Covered up to £300 per cycle if stolen/damaged wherever left
MORE TH>N LEGAL SERVICES	Provides up to £50,000 legal expenses cover, 24 hr access to legal experts and over 200 professionally written document

 

This is a specialist page for More Than home insurance and house contents insurance. To get an instant home insurance quote from More Than , follow the link above. When you have a quote from More Than , you can come back to this page and compare your quote with other quotes you can get from the other insurance sites listed in the Price Survey on the left. This survey gives most of the sites you would probably want to visit for a cheap home insurance policy in the UK. It is a regular survey of the main online insurance sites in the UK to see which ones are the least expensive. Some are big household name insurance companies such as Direct Line and More Than, while others are small dedicated online insurance specialists or online offerings from existing intermediaries. You can return to this page and compare the quote you get from More Than with other insurers listed here.

Details correct at time of publication. . Terms and conditions can change, this web site is not responsible for the publication of current policy details. Please check details before applying. Spectra Limited does not endorse More Than home insurance. Please read our Disclaimer